Terms and conditions
Last modified: February 15, 2024
1. Our services
Acceptance of Terms: These Terms and Conditions (“Terms”) govern your use of HyLender’s lending and financing services (“Services”). By accessing our website or using our Services, you agree to these Terms. If you do not agree, please do not use our Services.
License: HyLender grants a limited, non-exclusive, non-transferable license to use our Services. This license is subject to your compliance with these Terms and does not include the right to resell, redistribute, or create derivative works from the Services.
Eligibility: You must be 18 years of age or older to use our Services. HyLender reserves the right to refuse service to any individual or entity without providing a reason.
Updates and Changes to Services: HyLender reserves the right to update, suspend, or discontinue any part of the Services at any time without notice. Your continued use of the Services constitutes acceptance of those changes.
2. Property rights
Ownership of Materials: All content, materials, software, logos, designs, and other intellectual property used on HyLender’s website or Services are the sole property of HyLender and are protected by copyright, trademark, and other applicable laws.
Use of Content: You are granted a non-exclusive, limited license to access and use the website for your personal business needs. You may not copy, modify, or distribute any of our content without explicit written consent from HyLender.
Restrictions: You may not engage in activities such as:
- Reproducing, duplicating, or reselling any part of the Services.
- Modifying or reverse engineering any part of the Services or underlying software.
- Using the Services in violation of any applicable laws, including financial or privacy regulations.
3. Prohibited activities
Misuse of Services: You may not use HyLender’s Services for any illegal or unauthorized purposes, including but not limited to:
- Engaging in fraudulent activities or submitting false information.
- Distributing malware, viruses, or malicious software.
- Attempting to gain unauthorized access to HyLender’s servers, databases, or other systems.
- Engaging in any activity that disrupts or interferes with the normal operation of our Services.
Compliance with Laws: By using our Services, you agree to comply with all applicable laws and regulations, including those governing financial lending and data privacy.
3. Services Management
Payment Terms: All payments for loan services are processed securely via third-party payment processors. You are responsible for providing accurate and complete payment information at the time of purchase or loan application.
Payment Authorization: By providing your payment information, you authorize HyLender to charge your designated payment method for all fees associated with your selected loan product, including but not limited to processing fees, interest charges, and service fees.
Refunds and Cancellations: All transactions are final. Refunds may only be issued at HyLender’s sole discretion in cases of error or exceptional circumstances.
No Warranties: HyLender provides the Services on an “as is” and “as available” basis without any warranties or representations, express or implied. We do not guarantee that the Services will be uninterrupted, error-free, or secure.
Limitation of Liability: To the maximum extent permitted by law, HyLender will not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Services, even if we have been advised of the possibility of such damages.
Indemnification: You agree to indemnify and hold HyLender harmless from any claims, damages, losses, or expenses arising from your use of the Services or violation of these Terms.
5. Contact information
If you have any questions about our Services, the practices of this Website, or your dealings with this Website, please contact us by email at marketing@hylender.com, or with a letter by postal mail to:
Hylender
ATTN: Marketing
100 Craig Road. Suite 205
Manalapan, NJ 07726
USA
To opt-out of marketing communications: please use one of the communication methods below, and include your full name and business mailing, email addresses and account number. Once we locate your contact information based on the information you provide us, it will be removed from our databases and mailings lists.
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Send an email to optout@hylender.com
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Send a letter to:
Hylender
ATTN: Marketing Opt-Out
100 Craig Road. Suite 205
Manalapan, NJ 07726
USA
If you have an unresolved privacy or data use concern that we have not addressed satisfactorily, please contact our U.S.-based third party dispute resolution provider (free of charge) at https://feedback-form.truste.com/watchdog/request.